Legal Help for Car Accidents in New Jersey
and New York
There is no preparation for a car accident. Even when you think you understand every aspect of this situation, you never know until you go through it. After all, they are called car accidents.
While car accidents can be scary and confusing, it is crucial to take special care when dealing with the aftermath. Everything you do after the initial accident impacts your insurance claim, medical bills, and even legal outcomes.
What Do You Need to Consider?
Your required coverage depends in which state your accidents occur and the state in which you live. This is especially important when determining medical expenses. For example, New Jersey requires drivers to maintain a minimum of $15,000 as a no-fault state. New York is also a no-fault state, but its PIP minimum is $50,000.
Ultimately, when your insurance should cover some or all of your:
- Medical expenses
- Essential services
- Lost wages
- Death benefits
What is Covered Under Medical Expenses for Car Accidents?
PIP coverage reimburses many unique costs incurred during an accident – many of which aren’t related to medical expenses.
PIP coverage includes the necessary:
- Medical services
A lawyer specializing in car accidents can also help you file a claim for coverage for other non-medical expenses, including:
- Recreational and leisure activities
- Improvements to real and personal property
Are Lost Wages Covered from a Car Accident?
In some cases, yes! This is another instance where it is essential to secure legal assistance. If a car accident results in injuries that keep those involved from returning to work, you may be entitled to lost wages.
Usually, you can file a claim with your insurance provider, who will then determine your receivable amount based on your policy terms and income.
PIP coverage also includes services you may need due to a car accident. For example, if you need help around your home, your policy may cover part of those expenses.
Car Accidents and Death Benefits
Unfortunately, car accidents sometimes result in death. In this case, the policyholder’s next of kin can receive death benefits, including funeral expenses. Every policy is unique, but working with a legal professional ensures you fully understand its benefits.
How to Get the Compensation You Deserve for Car Accidents
In both New Jersey and New York City, our lawyers help victims of car accidents get rightfully compensated. Whether there’s another driver involved or you were involved in a hit and run, our legal team determines if you should file a lawsuit or a claim and ensures successful compensation for victims of car accidents.